Answer three questions and see the bill you can expect at the registration office.
Pick a town and enter a price to see your bill.
For buying a property in your own name. Gifts, family transfers, company purchases and farm land have different rules.
Not included: lawyer or agent fees, GST, TDS, mutation fee and bank charges.
| Where | In a Man's Name | In a Woman's Name | Jointly | Other State Charges | Registration Fee |
|---|---|---|---|---|---|
| Chandigarh | 5% | 5% | 5% | None | 1%, up to ₹10,000 |
| Mohali, Zirakpur, Kharar, New Chandigarh | 5% | 3% | 4% | 2.25% | 1%, up to ₹2,00,000 |
| Panchkula | 5% | 3% | Ask the office | 2% | Fixed fee, ₹100 to ₹50,000 |
For properties inside Panchkula city limits. Outside city limits, stamp duty is 2% less.
Small fixed office fees (pasting, facilitation and service charges) are added on top. The calculator includes them.
A few of these rates aren't on a government website yet. Please confirm with your local Sub-Registrar office before you pay.
Example: the charges on a ₹65,00,000 home in Mohali
₹1,30,000 less
Stamp duty is only part of the cost of buying. Work out your loan with the EMI calculator, and have the papers checked before you pay.
Not included: lawyer or agent fees, GST, TDS, mutation fee and bank charges.
Stamp duty is a state tax you pay to register a property in your name. The state sets the rate, and it can change with the town and with whose name the home is in. In the Tricity, stamp duty and the other state charges together come to 5% to 7.25% of the price (or of the collector rate, if that is higher), plus the registration fee and a few small office fees.
On whichever is higher. The collector rate is the minimum value the government fixes for property in an area. If your price is below it, you pay stamp duty on the collector rate instead. Your local Sub-Registrar office can tell you the collector rate for your area.
Yes. In Punjab towns such as Mohali and Zirakpur, and in Panchkula, a home in a woman's name pays 2% less stamp duty. In Punjab the discount is reported to be taken back if the home passes to a male relative within a year. Chandigarh's rate list shows one rate for everyone.
Yes. Mohali, Zirakpur, Kharar and New Chandigarh are all in Punjab, so the same rates apply: 5% stamp duty in a man's name, about 2.25% in other state charges, and the registration fee. Chandigarh and Panchkula follow their own rules.
In Chandigarh it is 1% of the value, up to ₹10,000. In the Punjab towns it is 1%, up to ₹2 lakh. In Panchkula it is a fixed fee that depends on the price band, from ₹100 up to ₹50,000. The calculator adds it for you.
No. It is an estimate built mostly from rates on state government websites, with a few rates taken from news reports. Your local Sub-Registrar office will tell you the final amount. Lawyer or agent fees, GST, TDS, mutation fee and bank charges are not included.
This page is not linked to any government office.